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Calumet Photographic Equipment & Supplies

Calumet is known not only for our extensive online catalog, but also for expert advice and our commitment to customer service before and after the purchase. From film and the traditional process to digital cameras and printers, we stock everything for the pros, enthusiasts and memory-makers. All at one easy-to-use website.

Benefits:

- Trusted Brand Names - Sony, Canon, JVC, Kodak and more
- Used equipment at a fraction of the price
- Live Chat with Customer Service
- Expert Advice

The sanDisk buy one get one offer has expired!!

Listed below is the current offer to  The SanDisk Ultra II 2GB SD Card - Buy 3 for $14, 2 for $16, 1 for $19.99 at Calumet Photographic while supplies last.

Insuring a diamond takes a bit of thought,
planning, and shopping around. Diamond
insurance isn’t like purchasing car insurance.
It is quite different. Depending on the state
that you live in, there are basically three
different types of policies that will cover
diamonds, and all insurance policies that
cover diamonds are considered Marine
type policies.

The first type of insurance policies for
diamonds is an Actual Cash Value policy.
If the diamond is lost or damaged beyond
repair, the insurance company will replace
the diamond at today’s market value, no
matter how much you paid for the diamond
to begin with. This type of insurance policy
for diamonds actually is not that common.

The most common type of insurance for
diamonds is Replacement Value insurance.
The insurance company will only pay up to a
fixed amount to replace the diamond that was
lost or damaged beyond repair. This does not
mean that they will pay that amount – it means
 that they will pay up to that amount. In most
cases, the diamond can be replaced at a
lower cost.

The third type of coverage offered for
diamonds is Agreed Value. This is
sometimes called ‘Valued At.’ This type of
coverage is very rare. In the event that the
diamond is lost or damaged beyond repair,
 the insurance company simply pays you the
amount that you and the company agreed
upon. This is the best type of insurance to
have, but it is rarely offered. If you can’t get
Agreed Value coverage, Actual Cash Value
coverage should be your next choice.

Your rates will be determined by the value of
the diamond, the type of coverage that you
select, and the area that you live in. If you live
in an area with a high crime rate, you can
expect to pay more for your diamond
insurance coverage. It is important to
remember that insurance agents are not
qualified jewelers, and jewelers are not
qualified insurance agents. It is best to get
a certificate for your diamond, and to
provide the insurance company with a copy
of that certificate. This leaves the insurance
company less room for arguments over the
actual value of the diamond.

Don’t rely on separate coverage to cover
your diamond. For instance, if you diamond
is stolen from your home, it is probably
covered on your home owner’s insurance
policy – but the diamond probably won’t
always be in your home, and once it leaves
your home, there is no coverage.

There is much to consider when purchasing
a diamond – especially diamond
engagement rings! The tradition of
presenting a woman with a diamond
engagement ring when proposing began in
1477 when Archduke Maximilian presented
a diamond ring to Mary of Burgundy – and
in most cases, the woman you plan to
propose to will expect a ring to accompany
that proposal!

First, determine how much ring you can
afford. Most people use the ‘two months
salary’ rule. This means that the ring should
cost the equivalent of two months of your
current salary. Because you have other bills
to pay, saving up this amount of money may
take quite a bit of time. You should consider
financing. Simply go to the jeweler of your
choice and tell them that you plan to buy an
engagement ring, and that financing will be
necessary. Go ahead and get the credit
check out of the way, find out what your
payments will be, and how much of a down
payment is required.

Now, have your mother, sister, or your
girlfriends best friend take your girlfriend
shopping, and make sure that they gaze at
the engagement rings to get an idea of what
she might like. Make sure that the jewelry
store you buy the ring from will allow you to
return the ring, if that is required, or allow
your girlfriend to exchange it for another if
she isn’t happy with it!

There are many different cuts of diamonds
to choose from. The cut essentially refers to
the shape that the diamond is cut into –
unless you are in the diamond or jewelry
business, but this shape has a great impact
on the much the diamond sparkles.

The most popular cuts are heart, marquise,
oval, pear, princess, round, trillion, and
emerald cuts. The shape has an impact on
how much the diamond sparkles, but the
actual cutting itself – when the diamond
cutter actually cuts the diamond into a
particular shape – also matters a great
deal. If the diamond is poorly cut, it will lose
its sparkle.

However, in the diamond industry, the cut of
a diamond doesn’t refer to its shape at all.
Instead, this is a reference to the stone’s
depth, width, brilliance, durability, clarity, and
other aspects of the diamond. Common
cutting problems include a missing or off
center culet, misalignment, a diamond that
is too thick or too thin, cracks, or broken
culets.

When shopping for a diamond, you should
of course choose the shape that you like the
best, but then look at several different
diamonds of that shape to find the one with
the best cut – the one that sparkles the most,
in all types of lighting.

One of the biggest pros to shopping on eBay is the large selection of products that you will have to choose from.  You can find just about anything on eBay, within reason of course.  It is not uncommon to find cars for sale, baby toys, clothing, home décor items, computers, gaming consoles, and much more.  Items found on eBay can be purchased in either new or used conditions.  It is also important to note that many eBay sellers end up selling the same or similar items.  For you, this also enables you to compare prices; to get the best deals.

Another pro to shopping on eBay is that it is relatively easy to do.  Once you have registered for a free account with eBay, you are able to start shopping on eBay. When shopping on eBay, you can easily find what you are looking for.  In fact, that is another pro of shopping on eBay; the ease of finding what you want.  With a simple eBay search or even an advanced search, you could find a number of products that fit the description as to what you are looking for.  By viewing those items, you can then decide if you want to purchase them or not.

Speaking of making purchases on eBay, you will also find that it is easy to do. As stated above, eBay allows internet users to post items for sale that they no longer need or want. While still following eBay’s rules, these sellers have a little bit of flexibility, such as how much money they want to charge for their products, as well as what methods of payment they accept.  Although some eBay sellers are limited on the methods of payment that they accept, you will find that most are fairly flexible.  For instance, common forms of accepted payments of eBay include PayPal, money orders, and personal checks; making it easy and safe to buy on eBay.

Although there are a number of pros to shopping on eBay, it is also important to mention the cons, as there are some of those as well.  One of the biggest cons or downsides to shopping on eBay is that eBay is home to a number of scammers.  While eBay works hard to eliminate these scams and shield buyers, like you, from them, there are some that get past security. With that in mind, if you proceed with caution, you should be able to safely shop eBay, without any problems.  The few eBay scams that you will want to be on the lookout for involves sellers that advertise they have products that they don’t really have, sellers who claim products are in excellent condition when they are not, and others along those lines.

In connection with eBay scams, another downside to eBay is that just about anyone can become an eBay seller.  This means that someone who has every intention of taking your money, but not delivering a product can register for an account with eBay and start selling.  Of course, eBay catches onto these sellers pretty quickly and, most of the time, their accounts are disabled. With keeping that in mind, you just need to watch who you do business with.  Be on the lookout for any sellers with a large number of negative feedback ratings or sellers who are new to eBay. 

As you can see, there are a number of pros and cons to doing your shopping with eBay. For the most part, most eBay buyers have a positive experience with eBay.  If you watch what you are doing, namely what you choose to buy and from whom, you should also be able to have a positive experience on eBay; one that will likely bring you back for more shopping.