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How to Sell A Diamond

Apr 24, 2008 Author: techmomma | Filed under: Shopping Guides
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There are many reasons why you may want
to sell a diamond that you own. Perhaps
you’ve gotten divorced, or you are strapped
for cash. The reasons why don’t really matter
– getting the best possible price is what
counts! The way to obtain the best price
for the diamond is to not be in a rush. Slow
down, and carefully consider all of your
options – there are many.

First, have the diamond appraised. In fact,
have it appraised by two or three jewelers to
get an accurate idea of the diamonds value.
Tell the appraiser that you want the Rapaport
Value. This is the wholesale value of the
diamond, and it basically tells you the highest
price that you can sell your diamond for. If your
diamond has no certificate, you should
consider getting a certificate from GIA. This
may help you get a better price for the
diamond as well.

First, try to sell the diamond yourself, to
people you know. Friends and family
members may be interested. If you don’t have
any luck with friends or family members, you
should turn to outside sources. Absolutely
avoid pawn shops! A pawn shop will only offer
you about 10% of what the diamond is worth!
Also avoid offers of selling the ring on
consignment. There are many things that
can go wrong, and there is no shortage of
diamond scams – even in well known
jewelry stores.

If the diamond is important, you should
strongly consider auctioning it off through
one of the famous auction houses, such as
Christie’s or Sotheby’s. If it isn’t what is
considered an ‘important’ diamond or a
high-end diamond, you should try to sell it
to an individual using classified ads, or even
eBay. However, selling to an individual that
you do not know could put you in danger –
especially if the diamond is worth a lot of
money.

Your final option should be a jewelry store. It
is vital that you not let your diamond out of
your sight while in the jewelry store – you
might find that the diamond you walked in
with is not the same diamond that you walk
out with! The jeweler will try to tell you that
your diamond is of poor quality or low
weight. Inevitably, there will be some
problem with the diamond. This is where
your appraisal and/or certificate will come
in handy.

If the jeweler is fair, they will offer you
between 60% and 80% of the value of the
Rapaport Value. Do not accept anything less
than this. Again, do not let the diamond out of
your sight until you have been paid for it.

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Pros and Cons of Shopping on eBay

Apr 10, 2008 Author: techmomma | Filed under: Shopping Guides
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One of the biggest pros to shopping on eBay is the large selection of products that you will have to choose from.  You can find just about anything on eBay, within reason of course.  It is not uncommon to find cars for sale, baby toys, clothing, home décor items, computers, gaming consoles, and much more.  Items found on eBay can be purchased in either new or used conditions.  It is also important to note that many eBay sellers end up selling the same or similar items.  For you, this also enables you to compare prices; to get the best deals.

Another pro to shopping on eBay is that it is relatively easy to do.  Once you have registered for a free account with eBay, you are able to start shopping on eBay. When shopping on eBay, you can easily find what you are looking for.  In fact, that is another pro of shopping on eBay; the ease of finding what you want.  With a simple eBay search or even an advanced search, you could find a number of products that fit the description as to what you are looking for.  By viewing those items, you can then decide if you want to purchase them or not.

Speaking of making purchases on eBay, you will also find that it is easy to do. As stated above, eBay allows internet users to post items for sale that they no longer need or want. While still following eBay’s rules, these sellers have a little bit of flexibility, such as how much money they want to charge for their products, as well as what methods of payment they accept.  Although some eBay sellers are limited on the methods of payment that they accept, you will find that most are fairly flexible.  For instance, common forms of accepted payments of eBay include PayPal, money orders, and personal checks; making it easy and safe to buy on eBay.

Although there are a number of pros to shopping on eBay, it is also important to mention the cons, as there are some of those as well.  One of the biggest cons or downsides to shopping on eBay is that eBay is home to a number of scammers.  While eBay works hard to eliminate these scams and shield buyers, like you, from them, there are some that get past security. With that in mind, if you proceed with caution, you should be able to safely shop eBay, without any problems.  The few eBay scams that you will want to be on the lookout for involves sellers that advertise they have products that they don’t really have, sellers who claim products are in excellent condition when they are not, and others along those lines.

In connection with eBay scams, another downside to eBay is that just about anyone can become an eBay seller.  This means that someone who has every intention of taking your money, but not delivering a product can register for an account with eBay and start selling.  Of course, eBay catches onto these sellers pretty quickly and, most of the time, their accounts are disabled. With keeping that in mind, you just need to watch who you do business with.  Be on the lookout for any sellers with a large number of negative feedback ratings or sellers who are new to eBay. 

As you can see, there are a number of pros and cons to doing your shopping with eBay. For the most part, most eBay buyers have a positive experience with eBay.  If you watch what you are doing, namely what you choose to buy and from whom, you should also be able to have a positive experience on eBay; one that will likely bring you back for more shopping.

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Pros and Cons of Selling on eBay

Apr 9, 2008 Author: techmomma | Filed under: Shopping Guides
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Interested in becoming an eBay seller? If you are, you are definitely not alone, as eBay has become a relatively quick and easy way to make money online. Each day, a large number of individuals use eBay to make extra money from home and a few lucky ones are even able to make enough money to support themselves or their families. Before you jump on the eBay selling bandwagon, you are advised to take a few minutes and examine the pros and cons of selling on eBay.

One of the many pros, or plus sides, to selling on eBay is the fact that is it is relatively easy to do.  Once you create an eBay account, you can start listing items that you have in your possession for sale right away.  When doing so, it is also easy to do.  eBay has a step-by-step process for listing items for sale, in traditional auction formats or buy it now formats.  In fact, eBay also has a program that lets you compile your auctions, with pictures and descriptions, when you aren’t even connected to the internet.  As soon as you connect to the internet, you can begin to upload your listings and have them start right away. 

Another one of the many pros to selling on eBay is that just about anyone can do it.  You don’t have to have big fancy, expensive items to sell on eBay.  In fact, a large number of those selling on eBay are just selling items that are taking up space in their homes; items they don’t want anymore.  If you are interesting in becoming an eBay seller, but you aren’t sure as to how much you can depend on eBay for income, you may want to think about testing the waters.  You can do this by listing the items have you have around your home for sale.  Items that tend to sell relatively well are lots, or groups, of toys and infant clothing. 

While there are a number of pros, or plus sides, to selling on eBay, there are also a number of cons, or downsides, to doing so as well.  One of the biggest cons or downsides to selling on eBay is the competition.  As it was previously mentioned, a large number of internet users have started using eBay to make extra money or even make a living. This is what leads to multiple auction listings for the exact same items.  While this is nice for the eBay buyers, it can hurt you as a seller.  When the supplier is higher than the demand, you may not make as much money off of your items as you had originally hoped to, if they even sell at all.

Another downside to selling on eBay is the fees associated with doing so.  In recent years, eBay has redone their fee structure, often to raise their fees.  Although these fees are still considered relatively low, they could put a damper on your profits, which alone are sometimes hard to come by.  Of course, there are ways that you can the most out of eBay fees.  For instance, if you have a “hot seller,” you could start your auction out at a low price, as the fees are less for doing so; however, you are taking a gamble, as you never have any guarantees as for how much your items will sell for.  Perhaps, the unknown is one of the biggest downsides to selling on eBay; you never really know if you are going to make money or even if you will end up losing money.

As you know, the decision as to whether or not you want to become an eBay seller is yours to make, but, when making your decision, you are advised to keep the above mentioned points in mind. With a relatively equal amount of pros and cons, you may be wondering what your best option is.  For more accurate information, you may want to think about testing the eBay seller waters, as you are able to sell whenever you want, with no minimum auction requirements.
 

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Knowing and Following eBay Rules

Apr 8, 2008 Author: techmomma | Filed under: Shopping Guides
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Are you an eBay member?  If so, do you consider yourself to be a relatively new eBay member?  If you have just recently started buying or selling on eBay within the past few months you may be.  As time passes, you will likely become more aware of how eBay works. For instance, if you are an eBay seller, you may find new ways to improve your eBay listings or if you are an eBay buyer, you may find new ways to get great deals.  One thing that you will likely do, overtime, is learn more about eBay’s rules.

As you already know, eBay is considered one of the world’s most popular online marketplaces.  eBay gives internet users, like you, the option to buy and sell online.  While giving all internet users the ability to buy and sell is nice, it can make for some problems, particularly concerning security or inappropriate content.  That is why eBay, like all other online marketplaces, has developed a set of rules or guidelines that you must follow, whether you are an eBay buyer or an eBay seller.  You should not only familiarize yourself with those rules, if you haven’t already done so, but you also need to follow them. 

If you are an eBay seller, one of the most important eBay rules that you need to abide by is prohibited items.  Although just about anything can be sold on eBay, there are a few restrictions.  For instance, alcohol, drugs, pornography, and stolen merchandise are just a few of the many items that all eBay sellers, including you, are prohibited from selling.  Another eBay rule that you must follow, as an eBay seller, is to pay all of your eBay fees on time.  eBay has a set pay schedule, which you will be notified of in advance.  To be able to keep on making a profit selling merchandise on eBay, you will want to make sure that you pay your eBay fees on time. 

If you are an eBay buyer, instead of an eBay seller, you will also have to know and abide by all eBay rules.  One of those rules is bidding only on items that you intend to buy.  If you place a bid on an eBay auction or if you agree to buy an item listed in a “Buy It Now,” listing format, you must do so.  That rule is stated in eBay’s guidelines.  If you do not feel that you can pay for the items that you bid on or agreed to pay for, it is best if you stay away from eBay for the time being.  Another eBay rule that you must follow is being honest with your purchases.  If you don’t receive an eBay purchase, it is fine to report that, but give it a few extra days for your item to arrive. Although eBay scams are often associated with sellers, many buyers are beginning to stir up trouble.  This involves reporting that they had not received an item, when they actually did; thus resulting in a refund, as well as the purchased item. 

In most cases, you will find that it is relatively easy to get caught breaking eBay’s rules. That is why it is advised that you not only know all of eBay’s rules, but that you also abide by them. Should you not, you may end up suffering the consequences.  One of those consequences involves having your eBay account temporarily suspended or even permanently suspended.  In rare, but serious cases, the authorities may be contacted or legal action may be taken against you.  In all honesty, the action taken depends on the parties involved. 
Despite the varied consequences for breaking eBay’s rules, it is extremely important that you take the time to examine all of eBay, including the sites rules, restrictions, and guidelines, before you get yourself into trouble that is difficult to get out of. For more information on eBay’s rules, visit their help center, speak to an experienced eBay user, or try and contact eBay’s customer service department.
 

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Getting Started on eBay

Apr 7, 2008 Author: techmomma | Filed under: Shopping Guides
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Are you interested in using eBay to buy the products that you need or even sell items that you no longer want?  If you are, you will need to create an eBay account, if you haven’t already done so.  Although many automatically assume that getting started with eBay is a complicated task, it doesn’t have to be.  All you really need to do is follow a few simple steps and you should be good to go.

The first thing that you will want to do is visit eBay’s website, which is located at eBay.com.  Once you are at eBay’s website, you can then click on the link that allows you to register a new account.  At that stage, you will be brought to a signup form.  That signup form will ask you a series of questions.  For instance, you will need to enter in your full name, your address, your telephone number, as well as an e-mail address.  You will also be required to come up with an eBay screen name or sign in name, as well as an eBay password, which will be used to access your eBay account.  Once you have correctly filled out the form, you will be sent a verification email from eBay.

Once you have received eBay’s verification email and followed all of the instructions, which will help you validate your eBay account, you will be able to start using eBay right away. When you first get started, you may need to sign in to your eBay account. As previously stated, you will need to use your eBay sign in name or screen name and password to do so. For that reason, you may want to write down your sign in information and keep it in a safe place.  Once you have signed in to your eBay account, you can then do whatever you want; buy or sell.

If you are interested in using eBay to shop online, to buy, you will want to start searching for items to buy.  This can be done a number of different ways.  eBay allows you to browse through their large selection of items, by detailed categories.  You can also perform a standard eBay search or an advanced one.  Searches are more likely to give you accurate, tailored results.  When browsing or searching for something in particular, you should be able to see a large number of auction listing all on one page. The information that you will be presented with at this time is the standard, bare minimum.  If you would like more information on the item in question, such as how much shipping costs or too see additional pictures, you will want to click on the link to view the detailed sales page.  Should you like what you see, follow the instructions to buy and you will have made your first purchase on eBay!

As it was previously stated, if you are interested in selling on eBay, to make a little bit of extra money, you can also do so. The only difference is that you are required to pay small fees to become an eBay seller, unlike eBay buyers who have completely free accounts.  The amount of money that you are charged will all depend on your auctions, particularly how much you list each item for, as well as how well each item sells.  To get started with selling, you will want to click on the “sell,” link at the top of the eBay webpage. What is nice about listing items for sale on eBay it is relatively easy to do. For instance, you need to choose a category for your item, make a headline for your auction listing, write a description of your product, upload pictures of what you are selling, outline shipping costs, as well as accepted forms of payments, but everything is outlined for you, in a step-by-step matter. 

Whether you are interested in becoming an eBay buyer or an eBay seller, you can do both, in as little as a few minutes.  eBay, as previously mentioned, is considered one the most shopped at online marketplaces.  For you, this means that if you are looking to make money on eBay, you should be able to do so and if you are interested in buying on eBay, you should be able to find millions of products to choose from.

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ebay Phishing Scams

Apr 6, 2008 Author: techmomma | Filed under: Shopping Guides
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Whether you use eBay to do your online shopping or if you use eBay to generate extra income for yourself, as an eBay seller, there is something that you need to be aware of. As an eBay user, whether you are a seller or a buyer, you need to be on the lookout for phishing scams.  Phishing scams are rapidly increasing in popularity and many are using eBay as a front.  To protect your identity, as well as you finances, you need to be on the lookout for them.

If you are relatively new to eBay or online shopping in general, you may not know exactly what phishing scams are.  Do you?  If not, you should know that phishing scams are actually complex online scams.  A shady individual or a scammer makes a fake website that is similar to eBay or at least a fake eBay sign in page.  You are then sent an email that appears as if it was from eBay.  The only thing is that it wasn’t.  The goal of a phishing scam is to get you to visit the fake page and enter in your eBay sign in information, including your eBay screen name and your eBay password.  Once a scammer has your information, they get access to you personal information stored on eBay, as well as free use of your eBay account.

One of the reasons why phishing scams are so easy to fall victim to is because they give you the impression that is something is wrong with you eBay account or that you did something wrong yourself.  For instance, many phishing scams contain a message asking why you didn’t pay for an item that you ordered or outline the fact that your eBay account has been suspended.  The goal is to get you so worried that you will automatically click on the link to get the problem solved; however, as previously mentioned, the link takes you to a site that looks just like eBay, but it isn’t.  There is where the trouble comes in. 

If you get an eBay phishing scam email, you will want to do a little bit of detective work, before actually clicking on the link. In fact, you shouldn’t even click on the link.  The first thing that you will want to do is look at your name, as most eBay phishing emails start with “Dear eBay Member,” or something along those lines.  Real eBay messages will refer to you by your eBay screen name or even your real name.  You can also roll your mouse over the link provided to you and see where it will actually take you.  In most cases, you will find that you are being directed to another site, not eBay.com.  All eBay messages should appear in your “My eBay,” message box.  To see if eBay really sent you an email, you can log into your eBay account, from a brand new window that you open up, and check your messages, if you even have any at all. 

If you do receive an eBay phishing scam email, you are advised to contact eBay or examine eBay’s help center. There you will find instructions on how to report the email or send a copy of it to eBay. Although your first thought may be to delete the eBay phishing scam email, you will actually want to follow eBay’s reporting instructions.  You may know that you are being scammed, but other may not.  Reporting an eBay phishing scam to eBay allows them to take care of the problem; thus likely reducing the number of eBay users who fall victim to similar scams.

Now that you know exactly what eBay phishing scams are, you are urged to be on the lookout for them.  Keeping an open eye is your best line of defensive against eBay phishing scams or any phishing scams for that matter.

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Common eBay Scams

Apr 5, 2008 Author: techmomma | Filed under: Shopping Guides
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looking to start buying on eBay?  If you have never used eBay before, you may not necessarily know that it is relatively easy to fall victim to an eBay scam.  While eBay is considered a safe place to shop online, there are a number of eBay scams that you should be on the lookout for.  Knowing what these scams are, before you start shopping on eBay, will help to reduce or completely eliminate your chances of becoming a victim.

Before we start to examine some of the most common eBay scams that you should be on the lookout for, it is important to mention why those scams exist.  eBay is considered an online market place or an online auction website.  Just about anyone with an internet connection and an eBay account can start eBay sale auctions.  This is what makes it possible for scammers to trap innocent shoppers like you. While eBay does work to combat these scams and eliminate the individuals behind them, there are some people who slip through the cracks. That is why you will always want to be on the lookout for eBay scams. 

Speaking of common scams to be on the lookout for, one of the most common scams involves selling a product that the seller actually doesn’t have.  This type of scam is sometimes difficult to spot, but there are signs that you should look for.  When posting an eBay auction, an eBay seller should have pictures of the item or items that they are selling or at least accurate descriptions.  With some items, such as books, CDs, or movies, eBay sellers are given the option of using a stock photo; one that is provided by eBay.  All other items should have a genuine photo, taken by the seller.  If not, you may want to refrain from making the purchase, as it may mean that the seller isn’t even in possession of the item or items that they are trying to sell you.

In addition to selling items that they don’t even have available, another common eBay scam involves lying about the items that they do have. For instance, there are some eBay sellers, although a small number of them, who claim that they have an item, like a car radio, which is in brand new condition, but it isn’t always.  It is not uncommon for some eBay seller to outright lie or strength the truth a little bit.  Unless you have a watchful eye, you may not find out until it is too late.  That is why it is advised that you not only purchase items from eBay that are accompanied by pictures, but that you also examine those pictures.  You will want to try and see if something really does look new or if it is in “like new,” condition.

Another common eBay scam that you will want to look for involves those who want your personal information.  This type of scam is implemented in two different ways. First, there are a small number of sellers who tell you that they need your credit card information, but they shouldn’t.  Whether you pay by PayPal, personal check, or money order, you shouldn’t give out any personal information to any eBay sellers, even if you are buying an item from them.  If you are not using PayPal, just send a check or money order to the address given to you, nothing else needs to be done.

The second eBay scam that involves trying to get your personal information is phishing.  Phishing scams are increasing in popularity, making it easier to fall victim to one. With phishing scams, a scammer sends out an email that looks like it is from eBay. The email is often accompanied with a message stating that something is wrong with your account and that you need to click on the attached link, sign in and fix it.  This is a scam.  What they are trying to do is get your eBay account information.  Once that has been done, they may have access to stored personal account numbers, as well as the ability to use your eBay account to make fraudulent purchases. 

The above mentioned eBay scams are just a few of the most common ones that you may run across. Although there are those on eBay who are trying to scam or take advantage of you, the chances of falling victim to a scam on eBay are actually quite low, as long as you proceed with caution.

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Apr 5, 2008 Author: techmomma | Filed under: Web Hosting
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Checking Feedback on ebay

Apr 4, 2008 Author: techmomma | Filed under: Shopping Guides
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As you  already know, eBay is an online auction website; an online auction website that allows internet users to post items that they have in their possession, but not longer want or need, for sale.  While this tends to give you a large number of products to choose from, it can make getting scammed on eBay relatively easy; however, there is a way that you cannot fall victim to some of the most common eBay scams.  That way involves checking feedback.

If this is your first time using eBay, you may not necessarily know that buyers and sellers are able to leave each other feedback; in fact, they are encouraged to do so.  Now, if another eBay buyer, just like you, were to have a positive experience, like they got their item in a timely matter and it was what they expected, they would be likely to leave a positive feedback.  Positive feedbacks are marked with green circles with plus signs in them.  On the other hand, if an eBay buyer has a negative experience, like they never received their item or it was in poor condition, a negative comment may be left.  Negative comments are market by red circles with negative signs in them.  In addition to positive or negative comments, eBay buyers are also able to leave neutral comments, which are commonly used when a problem arose, but the seller in question fixed it in a timely matter.  Also, next to the positive, negative, or neutral markings, eBay buyers can also leave comments.

Although you might not necessarily think about it, the feedback that an eBay seller has can give you insight into the type of service that you may receive. As a way, this feedback serves as reputation for an eBay seller.  When shopping at a traditional retail store, there is a good chance that you wouldn’t shop at a store that is known for selling poor quality products or a store that has poor customer service.  The same thinking should be applied when using eBay.  You don’t want to business with an eBay seller that has a number of poor feedback ratings, as it is a sign of what may come.

If you are interested in examining the feedback of an eBay seller, you can easily do so.  When visiting an online auction listing page, say a listing for a new set of make up brushes, in the right hand corner there should be a “Meet the Seller,” section. That section has information on the seller’s eBay feedback, as well as a link that you can click to see each individual feedback rating. You are urged to click that link.  When examining an eBay seller’s feedback, you need to remember that it is not uncommon for a seller to deal with disgruntled customers; customers that may leave negative feedback for no reason at all.  That is why it is not uncommon to see a few negative feedback ratings; however, be on the lookout for any eBay seller who has an excessive number of them or a new eBay seller that has a large number of negative feedback ratings, as they are someone you should try and avoid.

In short, examining the feedback ratings or comments of an eBay seller will only take a few minutes of your time, but it may end up saving you a considerable amount of money.  When shopping on eBay, it is advised that you use your best judgment.  A number of negative feedback ratings may be a sure sign that an eBay seller may be out to scam you, in one way or another.

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Buying on eBay

Apr 3, 2008 Author: techmomma | Filed under: Shopping Guides
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If you aren’t already shopping on eBay, you may want to look into it, as there are a several benefits to doing so.

Perhaps, the greatest benefit of shopping on eBay is all of the products that you have to choose from.  eBay isn’t like a traditional retailer.  They are actually an online auction website.  eBay has other internet users sell products that they have to consumers, just like you.  With this type of set up, eBay has an unlimited number of products to choose from. For instance, you can buy real estate, cars, clothing, toys, pet supplies, home décor, entertainment items, and much more on eBay.  Basically, anything you are looking for, within reason, you should be able to find on eBay. 

Another one of the many benefits to shopping on eBay is that you have a number of sellers to do business with.  As previously mentioned, eBay allows all internet users to sell items that they no longer need or want to own.  Over the past few years, the popularity of eBay has reached an all time high.  This is what has lead to an unlimited number of eBay sellers.  Since many sellers are selling the same products or similar products, you should have the option to choose who you want to do business with.  When buying a product online, particularly one that is offered for sale by a number of different sellers, you are advised to examine product costs, shipping and handling costs, as well as each seller’s feedback. Doing so will make shopping on eBay a positive experience for you.

It is also important to note that eBay is easy to use.  In fact, ease of use is one of the many other reasons why eBay has become so popular in recent years.  As an eBay buyer, you need to create a free eBay account.  That account will allow you to buy on eBay.  Once you are a registered eBay member, you can easily start searching for products that you are looking for.  For instance, if you are looking for a particular music CD, you can just type the artist name and album name into eBay’s search box and you should be presented with a number of auctions which have your CD available for sale.  If you are only looking to spend a certain amount of money or purchase a CD that is located in the United States, you can perform an advanced search.  An advanced search makes it easier to find what you need.

 In fact, even if you are unsure as to whether or not you want to start shopping on eBay, you might want to at least consider trying it.  eBay guests can navigate the site to get a taste of what items can commonly be found for sale on eBay.  With a large selection of products, a number of sellers to choose from, and ease of use, there is a good chance that you may find yourself doing the bulk of your online shopping on eBay.  And, if you end up doing so, you will definitely not be alone.

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